SmartCredit.io uses cookies to ensure you get the best experience. Privacy Policy

Platform TVL

$834,626
$6,733,458
Total Borrowed
$168,953
Total Interest Paid
$310,334
Borrower Volume
$689,372
Lender Volume
$455,588
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,360
Borrower Rewards
2,041
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 1.39%
$199,461
Max APY: 50.95%
5.11%8.04% Borrow Lend
ETH
Ethereum
$192,483
Min. Interest: 0.64%
$309,168
Max APY: 0.23%
5.11%2.88% Borrow Lend
USDC
USDC Coin
$117,786
Min. Interest: 0.72%
$156,553
Max APY: 5.77%
5.11%2.88% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 0.72%
$12,084
Max APY: 5.75%
5.11%2.88% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 0.72%
$0
Max APY: 5.7%
5.11%2.88% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$253,734
107.56%Use as Collateral
Ethereum
ETH
$200,676
108.39%Use as Collateral
USDC Coin
USDC
$1,085
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.