SmartCredit.io uses cookies to ensure you get the best experience. Privacy Policy

Platform TVL

$1,445,580
$6,732,421
Total Borrowed
$178,242
Total Interest Paid
$443,629
Borrower Volume
$1,114,659
Lender Volume
$774,550
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,756
Borrower Rewards
1,645
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$378,431
Max APY: 50.95%
11.84%9.95% Borrow Lend
ETH
Ethereum
$338,301
Min. Interest: 1.51%
$543,914
Max APY: 0.23%
11.84%3.82% Borrow Lend
USDC
USDC Coin
$105,906
Min. Interest: 1.61%
$169,637
Max APY: 6.49%
11.84%3.82% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$22,105
Max APY: 6.47%
11.84%3.82% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,501
Max APY: 6.42%
11.84%3.82% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$293,642
107.56%Use as Collateral
Ethereum
ETH
$480,678
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.