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Platform TVL

$1,613,207
$8,442,562
Total Borrowed
$208,789
Total Interest Paid
$379,880
Borrower Volume
$1,287,663
Lender Volume
$705,424
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
3,079
Borrower Rewards
1,322
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 1.39%
$472,953
Max APY: 50.95%
13.51%8.14% Borrow Lend
ETH
Ethereum
$283,620
Min. Interest: 0.64%
$635,560
Max APY: 0.23%
13.51%2.66% Borrow Lend
USDC
USDC Coin
$96,674
Min. Interest: 0.72%
$155,072
Max APY: 5.77%
13.51%2.66% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 0.72%
$12,080
Max APY: 5.75%
13.51%2.66% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 0.72%
$0
Max APY: 5.7%
13.51%2.66% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$325,089
107.56%Use as Collateral
Ethereum
ETH
$379,157
108.39%Use as Collateral
USDC Coin
USDC
$1,085
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.