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Platform TVL

$922,645
$7,123,705
Total Borrowed
$175,653
Total Interest Paid
$275,728
Borrower Volume
$730,832
Lender Volume
$467,541
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,975
Borrower Rewards
1,426
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 1.39%
$199,206
Max APY: 50.95%
9.21%8.02% Borrow Lend
ETH
Ethereum
$218,335
Min. Interest: 0.64%
$350,692
Max APY: 0.23%
9.21%2.14% Borrow Lend
USDC
USDC Coin
$57,393
Min. Interest: 0.72%
$156,853
Max APY: 5.77%
9.21%2.14% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 0.72%
$12,080
Max APY: 5.75%
9.21%2.14% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 0.72%
$0
Max APY: 5.7%
9.21%2.14% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$291,387
107.56%Use as Collateral
Ethereum
ETH
$174,976
108.39%Use as Collateral
USDC Coin
USDC
$1,085
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.