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Platform TVL

$913,071
$5,801,993
Total Borrowed
$156,846
Total Interest Paid
$321,528
Borrower Volume
$783,771
Lender Volume
$450,828
Collateral Locked

Last Week Rewards

4,401 SMARTCREDIT
2,458
Borrower Rewards
1,943
Lender Rewards
2,316
Staking Rewards

Assets

AssetBorrower VolumeLender VolumeBorrower RewardsLender RewardsActions
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$264,613
Max APY: 50.95%
8.23%9.11% Borrow Lend
ETH
Ethereum
$236,901
Min. Interest: 1.51%
$333,241
Max APY: 0.23%
8.23%4.05% Borrow Lend
USDC
USDC Coin
$84,704
Min. Interest: 1.61%
$172,331
Max APY: 6.49%
8.23%4.05% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,084
Max APY: 6.47%
8.23%4.05% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,501
Max APY: 6.42%
8.23%4.05% Borrow Lend

Collaterals

CollateralsCollateral LockedMin. Collateral RatioActions
Staked Ether
STETH
$283,448
107.56%Use as Collateral
Ethereum
ETH
$167,150
108.39%Use as Collateral
USDC Coin
USDC
$137
107.65%Use as Collateral
USD Tether
USDT
$93
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.