The hidden inflation

What drives the base-interest in the fiat economy and how much should it be?

In every monetary system, there is interest - the price to be paid for using someone else money. In this article, we focus on the “base interest” - i.e. how...

Where is the credit-money in the crypto sphere?

Conference Presentation – Crypto Credit Money – Why do we need it?

We were presenting at the Blockercon Conference in Bristol (https://blockercon.com) in June 2019 about our favorite topic - Crypto Credit-Money - Why do we need it? Here are the Slideshare...

Where is the credit-money in the crypto sphere?

Pitch at Paris Blockchain Week

Here is our pitch — 3 minutes and 40 seconds — from the Paris Blockchain Week. Enjoy!  Here is the transcript: So, we are in the lending business, in the credit business, in...

Wealth Pyramide

Meet the Big Blue Elephant in the room

World today is by a big extent influenced by the wealth pyramid, so that to 1% of people own 46% wealth in the world. It is known, that the rich...

Monetary systems classification

Crypto credit-money - Will this time be different?

In the previous article, we looked at the two dimensions of money — base-money and credit-money. We also looked at the different kind of monetary systems that existed in the last 5’000...

How credit money is created and destroyed

Will there be credit-money in the crypto sphere?

During presentations about money, we usually hear that money has to be durable, portable, divisible and fungible. We fully agree with this distinction. However, there is a bigger picture. Money...

Programmable Elastic Crypto Credit Money

Conference Presentation – Why do we need Crypto Credit-Money?

I was presenting on 28th of November 2018 at the moontec.io conference in Tallinn, Estonia about the monetary systems and about why one will need credit money in the crypto...