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Total Value Locked

$1,818,215
$4,683,484
Total Borrowed
$132,713
Total Interest Paid
$264,125
Borrower Volume
$980,053
Lender Volume
$1,102,287
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,191.38
Borrower Rewards
1,579.62
Lender Rewards
2,415
Staking Rewards
Invite and earn
Invite friends and earn 25 SMARTCREDIT on their first loan over $1,000.
Borrow and earn
Borrow your first loan over $1,000 and earn 50 SMARTCREDIT.
Fixed Rate Lending
Configure fund distribution & get a fixed rate of interest on your crypto asset.

Assets

Borrower VolumeLender VolumeBorrower RewardsLender Rewards
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$535,435
Max APY: 50.95%
21.32%9.61% Borrow Lend
ETH
Ethereum
$82,101
Min. Interest: 1.51%
$165,641
Max APY: 0.23%
21.32%9.13% Borrow Lend
USDC
USDC Coin
$182,024
Min. Interest: 1.61%
$265,387
Max APY: 6.49%
21.32%9.13% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,089
Max APY: 6.47%
21.32%9.13% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,499
Max APY: 6.42%
21.32%9.13% Borrow Lend

Collaterals

Collateral LockedMin. Collateral Ratio
Ethereum
ETH
$1,006,225
108.39%Use as Collateral
USDC Coin
USDC
$95,508
107.65%Use as Collateral
USD Tether
USDT
$554
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.