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Total Value Locked

$2,309,640
$4,929,993
Total Borrowed
$138,079
Total Interest Paid
$265,769
Borrower Volume
$1,291,743
Lender Volume
$1,283,665
Collateral Locked

Last Week Rewards

3,771 SMARTCREDIT
2,346.66
Borrower Rewards
1,424.34
Lender Rewards
2,415
Staking Rewards
Invite and earn
Invite friends and earn 25 SMARTCREDIT on their first loan over $1,000.
Borrow and earn
Borrow your first loan over $1,000 and earn 50 SMARTCREDIT.
Fixed Rate Lending
Configure fund distribution & get a fixed rate of interest on your crypto asset.

Assets

Borrower VolumeLender VolumeBorrower RewardsLender Rewards
SMARTCREDIT
SmartCredit
$0
Min. Interest: 2.26%
$817,372
Max APY: 50.95%
32.15%9.54% Borrow Lend
ETH
Ethereum
$92,704
Min. Interest: 1.51%
$195,484
Max APY: 0.23%
32.15%10.64% Borrow Lend
USDC
USDC Coin
$173,065
Min. Interest: 1.61%
$265,308
Max APY: 6.49%
32.15%10.64% Borrow Lend
USDT
USD Tether
$0
Min. Interest: 1.61%
$12,078
Max APY: 6.47%
32.15%10.64% Borrow Lend
DAI
Stable Coin DAI
$0
Min. Interest: 1.6%
$1,497
Max APY: 6.42%
32.15%10.64% Borrow Lend

Collaterals

Collateral LockedMin. Collateral Ratio
Ethereum
ETH
$1,187,558
108.39%Use as Collateral
USDC Coin
USDC
$95,553
107.65%Use as Collateral
USD Tether
USDT
$554
108.39%Use as Collateral

Articles & Announcements

SmartCredit.io Blog

What is SmartCredit.io?

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

SmartCredit.io's decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

You can use SmartCredit.io on desktop, tablet, and mobile by connecting your wallet to the application through WalletConnect.